Health Insurance
Employee Alternatives to Health Insurance
Once you’ve explored health insurance options for your employees, you may decide that buying group coverage is simply not an option for your company at this time. Many employers are unaware that group insurance policies have strict requirements, conveying that at...
Are Vaccines Important for Healthcare Workers?
The mantra of the healthcare sector has always been to cause no harm. In plain language, this means to have the patient’s best interest in mind. Inadequate knowledge about vaccines, however, means the best interest of patients takes a backseat. According to research...
Medical Insurance for the Unemployed
When you lose your job, it’s not just the payslip you worry about. Your medical insurance also becomes one of your biggest stressors. It can be challenging to get coverage when you’re out of work because funds are restrictive. In the meantime, healthcare bills could...
How to Shop for Health Insurance
If you don’t have much experience shopping for health insurance, you might be confused about where to start. Health insurance companies from private marketplaces claim to provide a better experience than government-owned exchanges. But what are the differences between...
Obamacare vs Trumpcare: Will Trump be Able to Repeal the ACA?
America. Land of the free, home of the brave—and the financially strapped. Reports show that the U.S. has an overwhelming number of citizens filing for bankruptcy due to high medical costs. And while health care seems to be at the forefront of most political debates,...
Are Insurance Companies and Big Pharma to Blame for the Opioid Epidemic?
A pharmacy in Kermit, West Virginia - home to not quite 400 people - had 3 million prescriptions of hydrocodone (Vicodin) within the span of 10 months. Meanwhile, McKesson, the company that distributes this prescription, came in 6th on the Fortune 500 list in 2018. Is...
Which Type of Health Insurance is Best for Me?
Knowing the different types of health insurance, complete with their unique features and benefits, will help you evaluate your options and guide you when registering for a plan. The type of health insurance you choose will determine the cost and quality of medical...
Do I Need Travel Medical Insurance?
Travelers, especially those going overseas for the first time, tend to over-insure themselves. And while it's always best to protect against unforeseen risks, many travelers agree to insurance plans that they don’t really understand and end up paying for coverage that...
Choosing Between Low and High Deductible Health Insurance Plans
With a wide range of plans in the insurance marketplace, choosing the right deductibles can be quite confusing. Should you select a low deductible with higher premiums or choose a high deductible to save money with lower premiums? To ensure that you and your family...
How to Get the Best Short Term Health Insurance
Short term health insurance is designed for people who are exempt from the mandate to buy regular insurance and are simply between coverage options. It is also intended for people who are looking for health insurance options outside of open enrollment. Although short...
What to do About Health Insurance After Job Loss or Divorce
Most people only think of health insurance at two very distinct times: when premiums are deducted and when they (or their dependents) get sick. Unfortunately, certain events, or what the government sees as a qualifying "change in life” event, necessitate a third...